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Brenda’s Articles

SENIORS & MILITARY AUGUST ARTICLE: SENIOR ARTICLE
BEWARE OF OFFERS FOR A FREE CANCER SCREENING…..

Crooks may be fishing for your data so they can commit Medicare fraud……

One of the country’s newest Frauds, is someone calls or at a Networking function and a person asks “Do you have any direct relatives who had cancer and would like a Free DNA test to check for the disease?” They say it is Free, but asks for your Medicare number. This is happening all over the country! In many cases Medicare has been billed from $6,000 to, in one case, $30,000.

These tests are being marketed to you as Free without the understanding that Medicare will be billed!! BE WARY OF A FREE CANCER SCREEN!!

Your 11 digit Medicare number is valuable to crooks. It is important to keep it Secure!!

Several groups/or people representing (so they say) a company that does Free DNA and are going to Senior communities offering to swab people’s cheeks for genetic material for purported DNA cancer checks, according to many Senior communities across the U.S. For those in Senior communities, the Front Desk or Marketing Director should ask for those offering Free DNA test to ask for their credentials…then have those working at the SR communities to contact Medicare and ask if they know of this company or person…..Even then they can have “fake” IDs…..DO NOT fall for this Scam! Contact your medical doctor’s office and ask if they know of the Free DNA test.

Recently, in one of my Networking groups, a “representative supposedly” gave us his card and asked the questions similar to the information mentioned above. One of our top Medicare insurance Representative told the man to get out…..he has been reported to the State….He was part of a Scam…..

Always check with your physician and ask about you needing a DNA screening.

Brenda Dever-Armstrong, CEO/Owner/CSA
The Next Horizon Seniors & Military Advocate/Resources/Locator

 

SENIORS & MILITARY JUNE ARTICLE: SENIOR ARTICLE
HOW TO BE HEARD IN WASHINGTON

Here are some strategies on how you can get your ideas and concerns to those who matter!

MEET IN PERSON: Face-to-face visits are the most effective way to sway power brokers. Town hall meetings and other public events are often lightly attended, so those who show up can get their say!

WRITE A LETTER OR EMAIL: Personalized notes carry weight! Do address people respectfully. Direct your mail to your own members of Congress.

VOLUNTEER: There are organizations already fighting for your concerns.

JOIN A GROUP: Many of the issues you care about have citizens groups. These grassroots organizations can turn into opinion – especially in Washington.

BE CREATIVE: Sometimes being in the right place at the right time.

 

SENIORS ARTICLE – WHEN CAN CAN AN ADULT CHILD BE LIABLE FOR A PARENT’S NURSING HOME BILL
(IMPORTANT INFO TO KNOW)

A nursing home cannot require a child to be personally liable for their parent’s nursing home bill, there are circumstances in which the adult children can end up paying.  ALWAYS…..read CAREFULLY any Admissions Agreement carefully before signing.

Federal regulations prevent a nursing home from requiring a “third party” to be personally liable as a condition of admission.  However, children of nursing home admission agreement as the “responsible party.”  This is confusing and not always clear from the contract what it actually means.

Typically, the responsible party is agreeing to do everything in their power to make sure the resident pays the nursing home from the resident’s funds.  If the resident runs out of funds, the “responsible party” may be required to apply for MEDICAID on the resident’s behalf. If the responsible party does not follow through on applying for Medicaid or provide the state with all the information needed to determine Medicaid eligibility, the nursing home may sue the responsible party for breach of contract.  If a responsible party misuses a resident’s funds instead of paying the resident’s bill, the nursing home may also sue the responsible party.  In both of these circumstances, the responsible party may end up paying the nursing home out of their own funds. 

FYI:  When working with my clients (or their responsible party), we always look at their income and when that income may run out – months before as that gives us time to work with the nursing home and apply for Medicaid (if the patient meets the Medicaid guidelines).  (Brenda – The Next Horizon)

Although it is AGAINST the law to REQUIRE the adult child (children) to sign an admission agreement as the person who guarantees  payment, it is important to read the contract carefully as some nursing homes still have language in their contract that violates the agreement.  If possible, consult with your attorney before signing an admission agreement.

 

BRENDA DEVER-ARMSTRONG, CEO/OWNER/CSA

THE NEXT HORIZON SENIORS & MILITARY ADVOCATE/RESOURCES

*excerpt for this article provided by Todd Marquardt, Marquardt Law Firm, San Antonio, TX